Do the Financials outweigh the debt?

[raducnaussss]

I have always hated the idea of having debt and I told myself I would never get a mortgage. But now I am looking at the numbers,and they are hard to ignore.

I would still rather be debt-free but I have to admit that the financial side of things is a big factor. It seems like the best move financially might be to take on a mortgage even though I don't like debt. This is a tough decision for me.

Do you think being debt-free is more important than the financial gains you can make with a loan?

 

[ExitPlanX]

Living without debt brings a sense of security, whereas having a mortgage can open doors to tax advantages and the chance for investment gains. It's important to think about your financial objectives and how much risk you're comfortable with. While a mortgage with a low interest rate might have its perks, you should really assess what matters most to you and your future plans

 

[jeffrv-n4d]

Choosing how to finance is personal, and there's no single right choice. Your feelings about owing money are real, so listen to them. Even if the numbers say a mortgage is the way to go, your peace of mind matters too. Don't let numbers totally drown out what you believe is right.

 

[dollore$]

Real talk yeah, If debt stresses you out, that peace of mind might outweigh the potential gains