I managed to pay off my $110k mortgage in just five years! I opted to focus on knocking out that debt instead of diving into the ups and downs of the stock market. Looking back, I suspect I might have missed out on somewhere between $25,000 to $40,000 in potential gains, especially since my 5% mortgage rate was pretty low compared to what the market was throwing out at the time. But even with that cost in mind, there's something incredibly liberating about being free from a mortgage. Now, I can invest a bigger chunk of my paycheck, which just feels awesome 